Terms of Use and Legal

PLEASE READ THESE TERMS CAREFULLY BEFORE USING THIS SITE .

This is a legal agreement between you and MortgageLoanShop.net. USE OF THIS SITE INDICATES THAT YOU ACCEPT THE FOLLOWING TERMS AND CONDITIONS.

LIMITATIONS ON USE
MortgageLoanShop.net ("MLS") authorizes you to view and download the materials at the MortgageLoanShop.net website ("Site"), subject to these terms and conditions. You may use all information, materials, products, and services (collectively "Content") found on the Site for personal purposes but may not sell, lease, resell, copy, modify, distribute, republish, publicly display, or transmit such without the prior written consent of MLS. Except as described otherwise, all Content in this Site is made available only for informational purposes.

MLS may deny you access to or use of this Site without prior notice if you engage in conduct or activities that MLS, in its sole discretion believes violates any of these Terms of Use, violates the rights of MLS, or is otherwise inappropriate for continued access and use of this site.

Copyrights, Trademarks And Service Marks
The Site contains various proprietary logos, service marks, trademarks, slogans and product designations (collectively "Marks"). All Marks, Content or other materials contained in this Site are protected as copyrights, trade dress, trademarks and/or other intellectual properties owned by MLS or by other parties that have contributed or licensed Content for use on the Site. The Marks may be used publicly only with written permission from MLS and its licensors. No MLS trademark or service mark may be included in a hyperlink without MLS's written permission. Any unauthorized use of the Marks or Content of this Site may violate copyright, trademark, and other laws, in addition to being a material breach of the Terms of Use.

COMMUNICATIONS AND User Submissions
Unless specifically provided otherwise in this Site, communications, submissions, and materials (collectively "Communications") sent to this Site or to MLS by e-mail are assigned to and remain the property of MLS. Such Communications shall be considered non-confidential and without any promises to keep such confidential. MLS does not solicit any product or process ideas, innovations, improvements or other user submissions and MLS shall have the right to use and reproduce any Communications for any purpose whatsoever (including without limitation, to develop or market products), without any obligation to pay compensation for such use or reproduction and without any liability for any similarities that may appear in future MLS operations.

LINKS TO OTHER SITES
The Site may include links to other third-party sites or resources that are not controlled by MLS. Unless stated otherwise, such links are provided solely for your convenience and do not imply any endorsement, sponsorship, or affiliation with the third party or its products and services. The policies and practices of linked sites will be applicable at those sites. You agree that MLS shall not be responsible or liable, directly or indirectly, for the Content of those sites, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such third-party Content available on or through any such site or resource.

LEGAL NOTICE OF LIABILITY DISCLAIMER
THE CONTENT OF THIS SITE IS PROVIDED BY MLS FOR YOUR REVIEW ONLY IN ACCORDANCE WITH THIS NOTICE AND THE POSTED TERMS OF USE AND PRIVACY POLICY. THE CONTENT DOES NOT NECESSARILY REFLECT THE OPINIONS OF MLS OR ANY OF ITS AFFILIATES, MEMBERS, OR AGENTS AND IS NOT GUARANTEED OR REPRESENTED TO BE COMPLETE, CORRECT OR UP-TO-DATE, NOR IS IT intended as a substitute for professional SERVICES OR consultation. ALL SUCH CONTENT IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. MLS SPECIFICALLY DISCLAIMS ALL WARRANTIES AND CONDITIONS OF ANY KIND, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. MLS MAKES NO REPRESENTATION ABOUT THE SUITABILITY OF THE CONTENT OS THIS SITE FOR ANY PURPOSE. MLS SHALL NOT HAVE ANY LIABILITY OR RESPONSIBILITY FOR ANY ERRORS OR OMISSIONS IN THE CONTENT OF THIS SITE, FOR YOUR ACTION OR INACTION IN CONNECTION WITH THIS SITE OR FOR ANY COMPUTER DAMAGE OR DATA LOSS OR ANY OTHER DAMAGE IN CONNECTION WITH THIS SITE. IN NO EVENT SHALL MLS, ITS AFFILIATES, MEMBERS, OR AGENTS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS SITE, THE CONTENT OF THIS SITE, THE DELAY OR INABILITY TO USE THIS SITE OR OTHERWISE ARISING IN CONNECTION WITH THIS SITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF ANY SUCH DAMAGES. SOME STATES AND/OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

GENERAL TERMS

Applicable Laws AND JURISDICTION
These Terms of Use and any disputes arising therefrom shall be governed by the substantive laws of the State of Arizona, U.S.A.

Waiver
Any failure to enforce any part of these Terms of Use shall not constitute a waiver of any of MLS's rights under these Terms of Use, whether for past or future actions of any person. Neither the receipt of any funds by MLS nor the reliance of any person on MLS's actions shall be deemed to constitute a waiver of any part of these Terms of Use. Legal waiver may be effected only by an express, written waiver signed by an authorized representative of MLS.

Severability
These Terms of Use along with the posted Privacy Policy form the entire understanding and agreement with respect to the subject matter hereof and supersede any and all prior understandings or agreements. If any provision of these Terms of Use shall be found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these terms and conditions and shall not affect the validity and enforceability of any remaining provisions.

Acceptance of Terms
You acknowledge that you have read and agree to be bound by these Terms of Use and to comply with all applicable laws and regulations. You represent that you have the legal authority to accept these Terms of Use for yourself or for any party that you represent. IF YOU DO NOT AGREE TO THESE TERMS, PLEASE DO NOT USE THE SITE.