Bad Credit should not stop you from refinancing or buying your home. You can always learn how to fix or repair your credit which results in improving your score. End of story, you will get a better rate with better credit scores. Although, the dilemma is if you wait to attain good or excellent credit, you could missing the opportunity to gain equity in a property if you had bought with marginal credit. should be an educated decision as it will be most likely one of the biggest purchases you make in your life. Just as you compare homes you need to also compare home loans available to give you the best terms and rates. You may want to seek the advice from a licensed
home loan lender who specializes in bad credit (sub-prime loans) who can educate you on the process and which will relieve some stress.
Quick Rate Check